“What If” Wednesday: Motorcycle Insurance & Medical Bills

Motorcycle Insurance Policy MichiganWhat if…I fell off my motorcycle when I turned a corner too quickly?  Will my motorcycle insurance policy cover my medical bills?

If you have purchased medical payments coverage (MedPay) on your motorcycle policy, you will have limited coverage to take care of any medical costs you have incurred.  MedPay is often limited to three years and a specific dollar amount.  In some states, MedPay may only apply after the primary medical carrier’s coverage is exhausted.

The State of Michigan requires those who choose to ride without their helmets to purchase $20,000 in MedPay.   But don’t forget about your passenger… check with your agent to insure you have adequate MedPay coverage for them as well!

Let’s Talk

Are you interested in learning more about which motorcycle insurance policy will work best for you?  Kemner-Iott is happy to help!  Please contact us online with questions, or call one of our local insurance agencies:

Adrian:  517.265.7000
Ann Arbor:  734.971.1000
Cassopolis:  269.445.2425

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