Tag Archives: Kemner Iott Agency

Does Everyone Really Need Life Insurance?

family life insuranceLife insurance. Thinking about it reminds many of us of both of our mortality and the need to provide for our loved ones. Yet despite the relatively high level of public awareness regarding the benefits of having life insurance, research by LIMRA (Life Insurance and Marketing Association) shows that  approximately 95 million Americans —especially those in their 20s and 30s—do not have such a policy and millions more who do have life insurance do not have enough.

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Thinking About Ridesharing to Earn Extra Income? Here is What You Need to Know

People have been sharing rides for years with employee carpools, trips home from college and the like. However, a new form of collaborative vehicle usage—known as “ridesharing” has been growing over the past several years. Technology has enabled the growth of this trend, building the anonymous ability to share cars and rides with little or no advance notice via social media and businesses such as Lyft, Uber, and Sidecar which act as intermediaries between prospective drivers and passengers.

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Pop Quiz! Does Your College Student’s Insurance Make the Grade?

If your child is at college this year, now that the first few weeks of campus excitement are winding down, you may be anticipating a phone call or a text from them to check-in. While it is unlikely that your communication will be about insurance, you may want to use the start of the school year as a reminder to review your current insurance policies to make sure your college student has appropriate coverage.

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Five Tips to Make the Back to School Season Safer

back to school tipsThe back to school season is in full swing—an exciting time for students as they look forward to entering the next grade level and seeing their friends. For parents, sending children off to school can be a bittersweet mix of enjoyment and safety concerns. Teaching children basic back to school rules and following these safety tips can help you ensure that this school year is a fun and safe one for your family.

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Insure Your Love: Find the Right Life Insurance Policy for You!

life insuranceAs Valentine’s Day approaches, love is in the air and in our hearts and minds. As you think about surprising the ones you love the most with flowers, candy, jewelry or other gifts, take a moment to consider one of the most important gifts you could give your beloved family-the peace of mind that comes with knowing you have a good life insurance policy in place.

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What If Wednesday: What if I’m Confused About my Auto Insurance Policy?

Auto InsuranceWhat if I just purchased auto insurance but I’m confused by all the terms on my policy?

Now that you have selected an agent, carrier and coverage levels,  what happens if you suffer a loss?  The employee-owners at Kemner-Iott Agency want to help you understand your auto insurance policy.  So, pull out your declaration pages (auto policy that was either mailed or printed off for you) and let’s review what each coverage item means (You may want to grab a cup of coffee):

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How to Create a Home Inventory List and Why it Helps the Claims Process

Homeowners InsuranceWhat if you know you need to create a home inventory list, but aren’t sure how to go about it?What if you’re not sure why you need such a list in the first place? Kemner Iott Benz is here to help answer your questions!

Why a Home Inventory List is Vital

A home inventory list can help you decide just how much insurance coverage you need and makes sure you are fully protected should you ever need to file a claim. Creating a home inventory list also helps you keep track of what you own and what the value is on all of your possessions, which will make it easier to file a claim should disaster strike your home. Having a home inventory is especially important for individuals and families that have spent years acquiring personal possessions.

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What if Wednesday: Five Reasons to Choose Kemner-Iott Agency

Insurance Agency Adrian MichiganWhat if you’re looking for a new insurance agency to help you with all of your insurance needs? How can you tell if our agency is the right fit for you? We have five great reasons why Kemner-Iott Agency is the perfect choice for you!

We are Employee-Owned and Customer-Focused

Kemner-Iott is independently owned and operated, which means when you call and talk to one of our knowledgeable agents, you’re also talking to one of our owners. Every Kemner-Iott employee is dedicated to providing quality personal and commercial insurance policies and programs and we will do everything we can to ensure you receive the very best service in the area.

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What if Wednesday: Don’t Let the Grinch Steal Christmas! Part Two

Adrian, Michigan InsuranceLast week we discussed how to protect special Christmas gifts such as jewelry, furs, and antiques, but what if you’re still not sure if a gift you’ve purchased or received is properly covered under your current insurance policy? Our happy insurance elves at Kemner-Iott Agency will also help you keep all these other special items out of the hands of the Grinch this holiday season!

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“What If” Wednesday: What if I’m too Stressed at Work?

too stressedWhat if…. I have a job that I love, but I’m constantly stressed out? Is there a solution?

Feeling overloaded and stressed at your workplace? You’re not alone. Stress affects most of us, because stress is how our minds and bodies react to change. When our lives change in important ways, such as job loss or divorce, our bodies become stressed. Even good things can cause stress, like the birth of a baby or beginning a new job.

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