Own a Drone? You Might Need a Drone Insurance Policy

Boy with red shirt flying a drone | Kemner Iott Benz

Drones were one of the most popular holiday gifts last year, opening a whole new world of fun, adventure and, yes, liability risk for their owners. As the popularity of drones, or Unmanned Aircraft Systems (UAS) continues to rise and the cost of ownership decreases, questions about insurance for drone-related mishaps and damage are likely to arise.

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Posted in Homeowners Insurance, Personal Injury Insurance, Umbrella Insurance | 1 Comment

Tips to Turn the Tide in Your Favor Following a Flood

Flooded neighborhood | Kemner Iott Benz

You’ve likely seen recent images of devastating floods that have occurred across the Midwest and other parts of the country. While no one can really predict the likelihood of a flood in Michigan, Ohio and Indiana, it’s still a smart idea to know what you should do if a flood occurs in your hometown.

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12 Ways You May Qualify for Auto Insurance Discounts

blue car carrying a chrsitmas tree | Kemner Iott Benz

“On the twelfth day of Christmas, my true love gave to me…an auto insurance discount?” It’s unlikely that your sweetheart will put auto insurance discounts under the tree this holiday season, but our insurance professionals can help to wrap up lower auto insurance rates for you! There are many ways that you can receive discounts on your auto insurance, here’s twelve of them – look to see which ones may apply to you:

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Give the Gift That Keeps on Giving – Wrap Up the Benefits of Life Insurance This Holiday Season

woman holding a gift box | Kemner Iott Benz

There aren’t many gifts that keep giving financial security and peace of mind years after they’re received, but life insurance is definitely one of them. While it may not be featured on the “Top Gift” lists of the season, life insurance provides benefits that are critical to every family.

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Staying Healthy during the Holidays is Easier with These Tips

Fruits and Vegetables Christmas Decorations | Kemner Iott Benz

It’s the most wonderful time of the year—the winter holidays! However, it can also be the most stressful time of the year, and let’s not forget that December lands during prime flu season. For many reasons staying healthy during the holidays can be challenging. To make it easier for you and your family to stave off illness and injury and actually enjoy the holidays, we’ve compiled the following tips:

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Old Man Winter and Safe Driving!

traffic on snowy road | Kemner Iott Benz

Another Michigan winter has arrived, and it’s time to brush up on your winter driving skills. Driving safely in winter not only protects you but also other drivers on the road. Here is a short quiz.  The answers are at the end of the article.

  1. When driving in winter conditions, remain at least _____ car lengths behind snowplows.

A. 3
B. 5
C. 6
D. 8

  1. True or False? Snowplow drivers have good visibility with few blind spots.
  1. Passing a snow plow is dangerous because:

A. The snowplow creates a ridge of snow to its side that can cause you to lose control of your vehicle.
B. The plow kicks up a snow cloud that causes total white out conditions
C. It may be difficult to see the blade of the plow which can extend several feet ahead of the truck and up to 30 inches beyond the truck’s width.
D. All of the above.

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Employee Wellness Program for Small Businesses: 6 Tips to Help You Succeed

employee wellness in red over white background | Kemner Iott Benz

Across the country, small business owners are adopting employee wellness programs to reduce health insurance costs, become employers of choice, recruit and retain employees, and sustain a healthy and more productive workforce. However, as any business owner knows, keeping the momentum of an employee wellness program going can be difficult. To help you start and maintain a successful employee wellness program for small businesses, we’ve compiled the following tips. Check them out and make plans to have a healthier year at your business:

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Stay Safe This Thanksgiving! Avoid Fire Insurance Claims with These Tips

home cook holding pot on fire | Kemner Iott Benz

Thanksgiving is almost here and with it comes family, friends, feasts, festivities…and fires? Yes. Unfortunately, according to the American Red Cross, Thanksgiving Day has the highest rate of house fires compared to any other day of the year. Many of these fires stem from the kitchen, where preparations for holiday meals can cause flames that get out of control quickly. Thankfully, avoiding any fire insurance claims on Thanksgiving is a matter of paying attention while you’re cooking and using the following fire prevention tips:

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Use the Kemner Iott Benz Open Enrollment Guide to Get the Right Health Insurance Coverage

doctor holding a table with the words open enrollment | Kemner Iott Benz

Open enrollment season is here—the time of year when you can apply for a new health plan, or make changes to an existing one. Michigan, Ohio and Indiana residents who buy their own health insurance should review their plan to ensure they have the best possible coverage before open enrollment ends (usually by the end of January, depending on the particular health insurance plan).

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Homeowners: Avoid Harrowing Horrors with These Halloween Safety Tips

close up of pumpkins on a table |Kemner Iott Benz

Halloween is a time for treats and spooky tricks—all in good fun, of course. While it can be one of the most entertaining times of the year, Halloween also brings with it seasonal hazards that pose risks for homeowners. From candles in jack o’ lanterns to dark driveways and dangling decorations, it’s important to make Halloween safety a top priority, especially if you plan to invite trick-or-treaters to your door. To help you avoid any harrowing horrors inside or outside of your home this October 31, check out these Halloween safety tips:

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Posted in Holiday Safety Tips, Homeowners Insurance, Seasonal Tips | Leave a comment