Jewelry, Firearms, Silverware
Are you aware the basic homeowners policy has a limit for theft of these items? If you have items that are more valuable, you may want to schedule each item individually on your policy. When scheduling items, you will need a description and a recent appraisal. Not only can scheduling an item allow a higher limit for theft, it offers broader protection including accidental loss – such as dropping your earring down the drain of the kitchen sink, leaving a piece of jewelry in a hotel room, or losing a diamond from your wedding ring.