For some students, the back-to-school bell has already rung. For others, the first day of school is right around the corner. No matter when your school days officially start, it’s an important time for families to review their health insurance and take other preventative measures to protect their well-being.
To help your family keep healthy at this busy time of year, try using the following back-to-school health checklist:
Review your family’s health insurance
Health insurance for families is a key part of any wellness plan and the back-to-school season is the perfect time to double check your coverage to make sure it’s adequate. Even if your children are healthy, you need to ensure that you have proper coverage in place should they get sick or injured.
If you have college-age or young adult children, your family health insurance can still protect them. The federal health care reform law lets parents keep their adult children on their health insurance plans until age 26, so it’s a good idea to review your health insurance from this perspective.
Prepare your medical history records and emergency medical contact information
Provide copies of medical records and emergency contact information to your child’s school including any medical conditions that may require special attention such as allergies or asthma. Ask that this information be taken with your child if they have to go to the emergency department for an illness or injury that happens during school hours.
Schedule medical and dental check-ups
If you haven’t already, now is an ideal time to take care of routine preventative medical and dental check-ups before the school year gets busy. You may also want to consider vision and hearing tests and a sports physical if your child will be playing sports.
Make sure your children know how to call for help
Practice with your children how to call and give their name, address, and a brief description of the problem. While you may think this advice applies only to younger children, it never hurts to review with teens and college-age children what to do if they encounter an emergency situation.
Involve your family in creating healthy habits
In addition to the items above, take some time now to work on habits at home that will help your family stay healthy and safe during the school day. Packing nutritious back-to-school lunches, proper hand-washing techniques, and plans for getting to and from school are all good habits.
When kids are heading back to school the pace of life can pick up considerably. That’s why it’s also a great opportunity to fine-tune health insurance coverage for your family and make sure that you have health-related documentation and habits in check.
Contact Kemner Iott Benz Today!
If you have any questions about health insurance for families, contact one of our insurance professionals—they can help you obtain health insurance coverage that makes the grade!
Ryan Jackson is an Account Executive at Kemner Iott Benz, specializing in personal lines insurance. Ryan is a native of Cass County and currently resides in Marcellus, MI. He is an avid sports fan, taking special interest in baseball and Notre Dame Football. In his spare time, he enjoys playing in dart leagues, golfing, and playing softball.
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