Category Archives: Summer Safety Tips

Let’s Party! Top Tips for a Fun and Safe Summer

man grilling food on barbecue | Kemner Iott Benz

Whether a graduation party, backyard barbecue or 4th of July celebration, summer is party time in America, especially in Michigan where the “good” weather season seems too short.  When trying to fit in all the outdoor activities, don’t overlook these important safe practices.

Did you know that July is the peak month for grill fires?  Roughly half of the injuries involving grills are burns. Practice these safety tips and you should be on your way to safe grilling:

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Are You Renting Out Residential or Vacation Property? Reduce Your Risks with These Tips

If you’re thinking about making a living (or at least a little extra money) by renting out residential properties that you own, or if unforeseen circumstances (such as higher than expected costs for a vacation home or being unable to sell your home after buying a new one) are forcing you to consider becoming an “accidental” landlord, it is important to do an insurance review to properly protect yourself and your property. Otherwise, you may end up with more hassles and expenses than you bargained for.

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What If Wednesday: What Boat Owners Need to Know About Preventing Electric Shock Drowning

Hand of drowning manMedia coverage of several electric shock drowning (ESD) over the past few years has brought more attention to the danger that is present in freshwater when electricity from the docks and boats present leaks into the water. When this occurs, swimmers can be electrocuted and killed instantly, or incapacitated, making them incapable of swimming to safety and subsequently drowning.

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In Case of Emergency! Three Things You Can Do Now to Prepare for Severe Weather

Packing List For Vacation Or TripAs we mentioned in our previous post Protecting Yourself and Your Business from Spring Storms, in addition to protecting your personal and business assets, it is even more important to protect yourself and other people in the event of a severe storm or other dangerous weather event.

Three key actions you can take now to be prepared for severe weather at home and at work include keeping a Go Bag handy, having adequate survival supplies available at your home and place of business, and creating a communication plan for your family and employees.

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“What If” Wednesday: Safety Tips for Your Next Barbecue

Barbecue fireWhat if…You just got done grilling this amazing meal, went inside to eat only to come back out to put things away and the now the siding on your house is melted!

Backyard barbecues often create treasured memories with friends and family.  However, when you grill, you’re literally playing with fire. Thousands of residents each year learn this the hard way, suffering damage to their homes or even serious injuries in grilling accidents.

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“What If” Wednesday: How to Find Relatives in Case of a Disaster

Local DisasterWhat if… our area has a disaster?  Do you know how to find your friends and relatives?

In the last couple of months our country as seen some disasters, from the Boston bombing to the tornadoes that hit Oklahoma.  Whether we have days to plan or no notice at all, finding out if our friends and family are OK is our top priority.  When a disaster happens, cell towers could be overwhelmed or even damaged from a storm making it hard for us to contact our loved ones.  Here are some tips to help you get in touch:

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“What If” Wednesday: Remove Distractions

Remove DistractionsWhat if…You removed two diversions or distractions from your life each week?

Removing diversions is like pruning a rose bush.  When you prune the dead rose buds off the bush, you make room for new buds to grow by directing all the energy from the dead rose bud to the new one.  When you remove distractions from your life, it allows you to direct your energy to something that is more important to you.  Two less diversions a week will eliminate more than 100 distractions a year from your life.

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“What If” Wednesday: Motorcycle Insurance & Medical Bills

Motorcycle Insurance Policy MichiganWhat if…I fell off my motorcycle when I turned a corner too quickly?  Will my motorcycle insurance policy cover my medical bills?

If you have purchased medical payments coverage (MedPay) on your motorcycle policy, you will have limited coverage to take care of any medical costs you have incurred.  MedPay is often limited to three years and a specific dollar amount.  In some states, MedPay may only apply after the primary medical carrier’s coverage is exhausted.

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Ensure Your Summertime Fun

One Huge Fireball…

“The oil to fry the turkey was too hot and too full.  Once the turkey went in, the oil bubbled over, caught the paper tablecloth on fire, and lit the grass on fire.  The grass fire then ignited a pile of fireworks, which were supposed to be on the porch.  This in turn led to one huge fireball, screaming crying children who will probably never recover from the panic that was set throughout, which then led to the roof catching on fire.”

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