Category Archives: Seasonal Tips

Students! Heading Off for Spring Break? Be Smart, Stay Safe with These Tips

The text spring break written in the sand on the beach | Kemner Iott Benz

The University of Michigan, Michigan State, Eastern Michigan, Central Michigan, Ohio State, and Notre Dame spring breakers! We know that you and your friends have been looking forward to spring break for months, but you may not be as prepared as you think.

You have your hotel booked and plane tickets in hand—what more do you need, you might ask? What about protecting yourself during your time away from school with spring break travel insurance? Do you have a plan for partying without putting yourself in risky situations? While you may just want to get to where you’re headed, you need to be smart about your travel planning so that your spring break is fun and safe. Here are some tips to help you protect yourself:

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Snowmobilers: Before Hitting the Trails Review Your Recreational Vehicle Insurance

snowmobilers sitting on a snowmobile | Kemner Iott Benz

While we haven’t seen record snowfalls yet this year across southern Michigan, northwest Ohio or Indiana, cold temperatures have brought snow farther north and allowed for the making of snow at some resorts. Which can only mean one thing to those of who love to snowmobile: It’s time to hit the trails for a winter adventure.

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12 Ways You May Qualify for Auto Insurance Discounts

blue car carrying a chrsitmas tree | Kemner Iott Benz

“On the twelfth day of Christmas, my true love gave to me…an auto insurance discount?” It’s unlikely that your sweetheart will put auto insurance discounts under the tree this holiday season, but our insurance professionals can help to wrap up lower auto insurance rates for you! There are many ways that you can receive discounts on your auto insurance, here’s twelve of them – look to see which ones may apply to you:

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Give the Gift That Keeps on Giving – Wrap Up the Benefits of Life Insurance This Holiday Season

woman holding a gift box | Kemner Iott Benz

There aren’t many gifts that keep giving financial security and peace of mind years after they’re received, but life insurance is definitely one of them. While it may not be featured on the “Top Gift” lists of the season, life insurance provides benefits that are critical to every family.

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Staying Healthy during the Holidays is Easier with These Tips

Fruits and Vegetables Christmas Decorations | Kemner Iott Benz

It’s the most wonderful time of the year—the winter holidays! However, it can also be the most stressful time of the year, and let’s not forget that December lands during prime flu season. For many reasons staying healthy during the holidays can be challenging. To make it easier for you and your family to stave off illness and injury and actually enjoy the holidays, we’ve compiled the following tips:

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Old Man Winter and Safe Driving!

traffic on snowy road | Kemner Iott Benz

Another Michigan winter has arrived, and it’s time to brush up on your winter driving skills. Driving safely in winter not only protects you but also other drivers on the road. Here is a short quiz.  The answers are at the end of the article.

  1. When driving in winter conditions, remain at least _____ car lengths behind snowplows.

A. 3
B. 5
C. 6
D. 8

  1. True or False? Snowplow drivers have good visibility with few blind spots.
  1. Passing a snow plow is dangerous because:

A. The snowplow creates a ridge of snow to its side that can cause you to lose control of your vehicle.
B. The plow kicks up a snow cloud that causes total white out conditions
C. It may be difficult to see the blade of the plow which can extend several feet ahead of the truck and up to 30 inches beyond the truck’s width.
D. All of the above.

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Stay Safe This Thanksgiving! Avoid Fire Insurance Claims with These Tips

home cook holding pot on fire | Kemner Iott Benz

Thanksgiving is almost here and with it comes family, friends, feasts, festivities…and fires? Yes. Unfortunately, according to the American Red Cross, Thanksgiving Day has the highest rate of house fires compared to any other day of the year. Many of these fires stem from the kitchen, where preparations for holiday meals can cause flames that get out of control quickly. Thankfully, avoiding any fire insurance claims on Thanksgiving is a matter of paying attention while you’re cooking and using the following fire prevention tips:

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Homeowners: Avoid Harrowing Horrors with These Halloween Safety Tips

close up of pumpkins on a table |Kemner Iott Benz

Halloween is a time for treats and spooky tricks—all in good fun, of course. While it can be one of the most entertaining times of the year, Halloween also brings with it seasonal hazards that pose risks for homeowners. From candles in jack o’ lanterns to dark driveways and dangling decorations, it’s important to make Halloween safety a top priority, especially if you plan to invite trick-or-treaters to your door. To help you avoid any harrowing horrors inside or outside of your home this October 31, check out these Halloween safety tips:

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Be Prepared! Our Top 5 Safety Tips for Severe Weather

A young businesswoman protects a house from the elements - rain or storm and sun | Kemner Iott Benz

According to the National Oceanic and Atmospheric Administration (NOAA), hundreds of people die or are injured each year in the United States due to heat waves, hurricanes, flash floods, powerful thunderstorms, winter storms and winter cold. Severe weather can strike at any time of the year—often with little warning. That’s why it’s important to prepare yourself ahead of time to respond to these dangerous weather events before they happen. To help you keep yourself, your loved ones and your valuable assets safe, put these severe weather safety tips on your radar:

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Do Your Back-to-School Health Homework with this Checklist

green apple resting on a book | Kemner Iott Benz

For some students, the back-to-school bell has already rung. For others, the first day of school is right around the corner. No matter when your school days officially start, it’s an important time for families to review their health insurance and take other preventative measures to protect their well-being.

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