Category Archives: Life Insurance

Life Insurance for New Fathers: Tips for Protecting Your Growing Family

father and son playing on beach | Kemner Iott Benz

If you’re celebrating your first Father’s Day this month—congratulations!

Becoming a father is amazing, life-changing and, for many dads, a little bit overwhelming. Being a father is often the ultimate test of your mental (and sometimes physical) flexibility, but one thing you should stand firm on now that your son or daughter has arrived, is protecting your growing family with life insurance.

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Spring Clean Your Coverage with an Annual Insurance Review

Annual Insurance Review Season | Kemner-Iott

While many of us are highly motivated to spring clean our personal property, we’re often less proactive about having an annual insurance policy review. However, the practice of reviewing your insurance policies and coverage every twelve months is recommended by financial experts as the best way to keep your coverage current and to ensure that you have the protection you need for your assets and your family.

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Umbrella Liability Insurance Fills the Gaps that Can Put Your Financial Security at Risk

contentThey’re definitely nightmare situations: You’re driving your car or boat and you cause an accident that critically injures one or more people; or, a contractor doing work on your home trips on the carpet and sustains life-changing injuries. As if being liable for these accidents isn’t bad enough, think about what would happen if the families of those injured sue you for millions of dollars in damages and legal fees. If you don’t have the money to pay these obligations, you are likely to have your future wages garnished, which can spell financial ruin now—and for years to come.

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Does Everyone Really Need Life Insurance?

family life insuranceLife insurance. Thinking about it reminds many of us of both of our mortality and the need to provide for our loved ones. Yet despite the relatively high level of public awareness regarding the benefits of having life insurance, research by LIMRA (Life Insurance and Marketing Association) shows that  approximately 95 million Americans —especially those in their 20s and 30s—do not have such a policy and millions more who do have life insurance do not have enough.

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Insure Your Love: Find the Right Life Insurance Policy for You!

life insuranceAs Valentine’s Day approaches, love is in the air and in our hearts and minds. As you think about surprising the ones you love the most with flowers, candy, jewelry or other gifts, take a moment to consider one of the most important gifts you could give your beloved family-the peace of mind that comes with knowing you have a good life insurance policy in place.

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A Healthy Work Environment for All

National Work and Family Month, working mom with baby at laptop.October is National Work and Family Month in the United States, which is designed to communicate and celebrate the progress towards healthier and flexible work environments. The goal is to encourage employers to think strategically about family-friendly policies and work-life benefits such as workplace flexibility, health and wellness, dependent care, community involvement, financial security, and paid and unpaid time off.

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What If…I want to go hunting for the first time, what steps do I need to take?

Before going out on your very first hunting trip, here are some things to consider:

Education

If you were born after January 1, 1960, you are required to take a hunter safety class. Hunter educations teaches you safe hunting techniques, firearm handling, and hunter ethics. In Michigan, there are 3 types of classes offered: Traditional Classroom, Home Study, and Online Hunter Safety Courses.  When taking the Home Study or Online Course, you will also have to register for a skills/field day portion of the regular class before starting either of these classes.

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“What If” Wednesday: Health and Life Insurance for Hunters

health insurance for hunters MichiganWhat if… I get hurt while I’m hunting this season? How can I prepare for accidents?

Hunting can be an exhilarating and exciting outdoor activity, but you should always be prepared for the unexpected. You never know what could happen and it’s important to be prepared in case of a serious accident. Individual health insurance helps protect you against expensive medical bills that may occur if you are injured. It’s important that you and your family are covered by a sustainable policy.

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