Category Archives: Auto Insurance

Congratulations Grads! Welcome to the Real World

graduates tossing caps into the air | Kemner Iott Benz

After years of hard work, you’ve finally received your diploma.  Soon you’ll be faced with many new and exciting life changes involving work, money, living spaces, and possessions. But with all the excitement, have you thought about insurance?

There are five basic insurance tips every new graduate should consider:

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“Look, Ma, no driver!” Autonomous Vehicle Testing in Michigan is Happening Close to Home

autonomous self-driving car | Kemner Iott Benz

The driverless car—or autonomous vehicle—may have once seemed like a far-off fantasy. However, the technology needed to make them a mainstream reality is being steadily developed and tested globally, including right in the backyards of Washtenaw County residents.

Autonomous vehicle testing in Michigan is growing, and Washtenaw County is playing an integral role. In 2015, the Mcity Test Facility was opened on U-M’s North Campus, a partnership between the Michigan Department of Transportation and University of Michigan, for autonomous vehicle testing. Governor Rick Snyder announced earlier this year that the State plans to buy the former Willow Run Powertrain plant in Ypsilanti Township to create an autonomous vehicle research facility. This is good news for the Washtenaw County area in terms of job growth in the automotive and technology sectors and potential federal funding for research into autonomous vehicle testing in Michigan.

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Pizza Delivery, Home Healthcare, Uber Driver and Your Personal Auto Policy

auto insurance policy written on white paper with black pen | Kemner Iott Benz

Do you use your personal vehicle for business use?  If so, you could have a gap in coverage should you have an accident in the course of your employment. Whether or not you have personal auto insurance gap coverage may depend on what kind of car you are driving, does the car belong to you or someone else, and what type of business you’re in.

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Snowmobilers: Before Hitting the Trails Review Your Recreational Vehicle Insurance

snowmobilers sitting on a snowmobile | Kemner Iott Benz

While we haven’t seen record snowfalls yet this year across southern Michigan, northwest Ohio or Indiana, cold temperatures have brought snow farther north and allowed for the making of snow at some resorts. Which can only mean one thing to those of who love to snowmobile: It’s time to hit the trails for a winter adventure.

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12 Ways You May Qualify for Auto Insurance Discounts

blue car carrying a chrsitmas tree | Kemner Iott Benz

“On the twelfth day of Christmas, my true love gave to me…an auto insurance discount?” It’s unlikely that your sweetheart will put auto insurance discounts under the tree this holiday season, but our insurance professionals can help to wrap up lower auto insurance rates for you! There are many ways that you can receive discounts on your auto insurance, here’s twelve of them – look to see which ones may apply to you:

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Old Man Winter and Safe Driving!

traffic on snowy road | Kemner Iott Benz

Another Michigan winter has arrived, and it’s time to brush up on your winter driving skills. Driving safely in winter not only protects you but also other drivers on the road. Here is a short quiz.  The answers are at the end of the article.

  1. When driving in winter conditions, remain at least _____ car lengths behind snowplows.

A. 3
B. 5
C. 6
D. 8

  1. True or False? Snowplow drivers have good visibility with few blind spots.
  1. Passing a snow plow is dangerous because:

A. The snowplow creates a ridge of snow to its side that can cause you to lose control of your vehicle.
B. The plow kicks up a snow cloud that causes total white out conditions
C. It may be difficult to see the blade of the plow which can extend several feet ahead of the truck and up to 30 inches beyond the truck’s width.
D. All of the above.

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Spring Clean Your Coverage with an Annual Insurance Review

Annual Insurance Review Season | Kemner-Iott

While many of us are highly motivated to spring clean our personal property, we’re often less proactive about having an annual insurance policy review. However, the practice of reviewing your insurance policies and coverage every twelve months is recommended by financial experts as the best way to keep your coverage current and to ensure that you have the protection you need for your assets and your family.

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Don’t Let April Showers Prevent You from Driving in the Rain, Be Prepared with These 6 Tips

April Showers: How to Safely Drive in the Rain | Kemner-Iott AgencyThe spring season often brings rain showers and storms to southeast Michigan and northwest Ohio. For most drivers, a little bit of gentle rain is no cause for concern. However, heavy downpours can cause dangerous driving conditions for even the most experienced drivers.

Recent U.S. Department of Transportation estimates indicate more than 700,000 automobile crashes happen as a result of dangerous driving conditions caused by rain each year. To help you avoid being included in this unfortunate number, we’ve compiled the following tips to help you handle the hazards you may face when driving in the rain.

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Know What to Do After A Car Accident with These Tips

Most Important Things to Do After a Car Accident | Kemner-Iott AgencyBeing involved in any kind of accident is scary, and car accidents can be particularly so. The minutes immediately after a car accident can be stressful and you may feel disoriented, to put it mildly, but trying to keep your calm is key. Part of being able to handle the aftermath of a vehicle crash effectively is knowing in advance what you should and shouldn’t do. Below, we’ve compiled tips to help you prepare for the actions you should take and those you should avoid after a car accident.

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Thinking About Ridesharing to Earn Extra Income? Here is What You Need to Know

People have been sharing rides for years with employee carpools, trips home from college and the like. However, a new form of collaborative vehicle usage—known as “ridesharing” has been growing over the past several years. Technology has enabled the growth of this trend, building the anonymous ability to share cars and rides with little or no advance notice via social media and businesses such as Lyft, Uber, and Sidecar which act as intermediaries between prospective drivers and passengers.

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