According to the National Oceanic and Atmospheric Administration (NOAA), hundreds of people die or are injured each year in the United States due to heat waves, hurricanes, flash floods, powerful thunderstorms, winter storms and winter cold. Severe weather can strike at any time of the year—often with little warning. That’s why it’s important to prepare yourself ahead of time to respond to these dangerous weather events before they happen. To help you keep yourself, your loved ones and your valuable assets safe, put these severe weather safety tips on your radar:
Tip # 1- Develop your disaster plans
Before you do anything else related to severe weather preparation, put a disaster plan in writing. You may need more than one plan including actions you will take in case of severe weather for you and your family at home, work, school, and when you spend time outdoors. The American Red Cross is a good source for planning tips.
Tip #2 – Be alert to the possibility of severe weather
Keeping your eyes and ears open for severe weather in your area is your next best defense. Using a battery-operated NOAA Weather Radio All Hazards receiver unit is one way to keep track of impending severe weather. Of course, keeping up with your local newspaper, television, radio, and online weather reports on a regular basis is also a smart idea.
Tip #3 – Get your “Go Bag” ready
A Go Bag is a collection of items that you pre-pack in an easily accessible knapsack, duffel bag, or small suitcase to take with you in case you need to be evacuated from your home or business due to severe weather. Check the U.S. government’s Ready website for a specific list of what your Go Bag should contain and other emergency supplies you should stock at your home or business.
Tip #4 – Prepare your vehicles for severe weather
While you may be tempted to focus primarily on your family and home when it comes to preparing for severe weather—it’s wise to include your vehicles as well, otherwise you may be caught off-guard while you’re on the road and bad weather rolls in. Keep an emergency kit with blankets, first aid supplies, food and water in your car at all times and don’t put off regular car maintenance. You may also want to break the habit of driving around with your fuel gauge on empty n case you get stranded in a snowstorm, or you need to leave your car running for warmth.
Tip #5 – Know your risks and review your insurance protection
Part of your emergency plan should include a thorough review of your home and business severe weather insurance protection needs with an insurance professional. Consider how much you have to lose if your business, home, car or other property are damaged or destroyed by severe weather and you have insufficient coverage. You may think that your homeowners or business insurance policy covers absolutely everything, but you often need additional coverage—especially when it comes to flooding and other damage caused by weather-related disasters.
Preparation is the best way to reduce risks associated with severe weather
Don’t let severe weather catch you off-guard! Take some time now to put emergency preparedness plans in place and to protect your loved ones, your personal assets and your business to ensure that you don’t become a victim of severe weather. If you would like to review your severe weather insurance coverage as part of your preparation, let’s talk! Contact us today.
Nicole Pearson, of Tecumseh, is a Customer Service Representative for Kemner Iott Benz. Nicole loves spending time with her husband, Trevor, has a passion for photography, and occasionally likes to go fishing.
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